Tagged: Flowers and plants

Eye candy! 

A couple of days ago, I visited one of my favorite places in town, Selvåg garden center.
You can probably see why its a favorite of mine 😀

 

Off course… being in heaven like this.. I just had to bring a little of it with me home 🙂

I love roses and this container was just waiting for a punch of color

And this yellow one, has been a staple on my patio the last few years. It get super large, and the color pops…
which I kinda need because in a short week or so, the Rhododendron are all done for the year…

I’ve also been looking for a large container, and when I came across this rust colored one, I just couldn’t help myself 🙂

And remember my awesome find last year? It’s the next one on my list.
So stay tuned for my next plant installment 😉

While we’re waiting on spring!

We are getting awfully close to Easter, and spring seems to be nowhere in sight 😦

Even though everything green is waiting on warmer weather, we have had a few beautiful days. Days where you wake up to that thin layer of frost in the morning, but then the sun comes out, and the day turns into a perfect outdoor, lounging in the sun kinda day 🙂

So guess what…  perfect time to start the garden season. And what better way to do that, than to do a bit of spring cleaning! So out came the pressure cleaner, wellies and work clothes 🙂

I have raised flowerbeds with supposed to be white(ish) edges, that was in desperate need for a clean! Not only did the edge need a clean, it also needs a lick of paint… but I have to wait on warmer weather for that particular task.

To spruce up the place a little, I splurged on a tiny, tiny bit of yellow 🙂 and I got my begonia tubers (bulbs) into some soil, for them to sprout inside first. Oh yes, and before I forget.. guess what I found? This years first ladybug!

Maybe, it is almost spring after all…

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2015 – Goals! Oh nooo!

Oh boy!

It’s ridiculous how long I’ve been working on this post… I started it weeks and weeks ago.. and then I completely forgot all about it lurking around in the drafts folder… until I suddenly went.. oh crap.. didn’t I..??? Yeah you guessed it, I suddenly remembered that I had not posted it after all. How the heck could I forget?

And here we are, almost done with February. And I still haven’t given you the update on how I did with my 2015 goals! 😳

How can I make it up to you? Well I guess I could just go ahead and give you that update!

Before I do, I have a teensy-weensy disclaimer!

2015 turned out quite differently than I had anticipated. As some of you know, I had to throw in the towel at work, June 2015 for health reasons. Following that particular decision, a few things happened during the fall, things that was completely outside of my control, which unfortunately, took a toll on my health.

I know, I know..  it’s a poor excuse…  But excuse or not, it is an explanation for why I completely flunked on some of my goals, as you will see below.

I did have quite few goals, and even though I flunked a lot,  I did accomplish one or two…

So here it is, my (ahem) “quick” update, starting with one of the ones I actually passed 🙂

FINANCIAL GOALS
My overall goal when it comes to my house mortgage, is to pay it down as quick as possible. Every January I pay a lump sum towards the mortgage (a quick explanation of my mortgage). My goal for 2015 was to to save up NOK 60 000,- for my lump sum in January 2016. And I did it. Actually I was a ahead of schedule and had saved my yearly down payment by October. With a little extra savings in November.

I did debate paying down more than my 60 000 this January, but I decided I’d rather invest that extra money in mutual funds, as the interest rate on my mortgage is really low.

With this last payment, I’m down to 1/4th left on my mortgage, only 9 years in 🙂 Do I get a woot, woot?

DECLUTTER
I had a bunch of declutter goals. Just as in 2014 I wanted to shed an item a day. In addition to that, I had a few other “projects” like reading myself out of my bookshelfwatching myself out of my movie collection, and (the big mother of projects) photos!

My declutter goals for 2015:

  • 😀 365 items 561 items out the door – the big purges are mentioned here, here and here
  • :-/ 100 Movies – 68 movies
  • 😦 Cut physical DVD series collection by 30% – I’ve only gotten rid of one series which probably amounts to all of 1%
  • :-/ 34 books – 27 (I ran into too many I wanted to keep)
  • 😦 Photo collection – I never had a proper goal on this as I have thousands of photos, and the idea was to – keep key photos as physical photos, scan the other ones I’d like to have access to, and get rid of the rest. – All I can say…. it IS on the list for 2016 (and 2017… and 2018… and…)


ONLY BUYING NECESSITIES

2014 was a year I focused a lot on only buying necessities ( I want, I want – I want it now!!!), and it served me so well that I continued in 2015. I had some non necessities allowances though;

  • 😀 Books – buy only 10 books/magazines – I bought 6 books (4 of them e-books), no magazines
  • 😀 Flowers and plants – same level of 2014 – I cut about 60% on 2014 results
  • 😦 Eating out – reduce 25% on 2014 results we have already established that this item is something we struggle with. So it shouldn’t come as a big surprise that we flunked this one completely. Here are the statistic:
    • we ate out 39% more times than 2014
    • average cost per meal was reduced 9,5% – resulting in
    • total cost for 2015 was increased with “only” 25,9% 

Even though the results are pretty bismol (with the exception of average cost per meal) there is one upside in it all.

You see, both B (my eating out partner in crime) and me stopped working early/mid 2015. B took out an early retirement + was hit by company downsizing, leaving the workforce early spring. And I, well I started the year working only 20% until I left completely in June, when I went out on 100% sick leave.

We have found out in the past, during holidays and such, that we eat out more when we are not working. In lieu of the fact that most of the year have been non working days, for us both, I’m actually surprised that we did not increase our cost by more than 25,9%. So yeah, we gotta look at the bright side of this 😉

  • ❓ I can buy up to 10 non essentials throughout the yearHmm lets see, I bought:

    • 2 lamps at an antique fair – the lamps are going over my dining table (been looking the last 5 years – finally found some I think might be cool.. as soon as I change the wiring 😉  )
    • 1 pair of shoes (needed a pair that can work as my one pair only for minimalist travel)
    • a few Lush products to test out deodorants and shampoos in solid form (travel)
    • a couple of eagle creek super light travel pouches (travel)
    • 6 pieces of clothing – 4 replacing worn out items, 1 item filling a hole in my wardrobe, and 1 just because I wanted it…
    • 1 frame for a poster (picture finally on the wall after years and years in a roll)
    • a set of omaggio vases

Depending on how you want to count these non essentials, it’s either a flunk or pass scenario. If you look at it from a “if every single item counts separately” then, yes I bought more that 10 items. But if “each purchase count as one” (eg lush, lamps, vases..) then I guess I kinda passed? You know what? I’m leaving it to you to decide 😉


ACTIVITY AND EXERCISE

The goal for 2015 was to build up to, by the end of the year: 7 days of activity a week, with 3 of these as real workouts.

Yeah, that didn’t happen (re my disclaimer) – I did pretty good during summer with an average of 6 times a week, but I took a crashing nosedive end of August, resulting in this goal going straight out the window for the rest of the year. So yeah.. a big, big fail 😦

OTHER ACTIVITIES/PROJECTS
As always, I enjoyed my garden as much as possible. In addition I had a few other projects.. mostly helping out family and friends with little things in the house.

I did however have a bit of a larger task, helping a friend who got a new house in 2015.  Picture this, a house built in 2000 with interiour like the 1970s! Yeah, non painted pine, red, orange and yucky cream/brown/puke coloured wall… and thats for starters. For her it became quite a renovation project.. so B and me tried to help out as much as my health would allow. You know things like; painting, drawing up the new kitchen, delivering doors to be spray painted, changing door handles, cutting moldings to fit new wardrobes, more painting, installing the wifi, hanging curtain rods, “create” (rather adjust) a couple of ikea kitchen units to fit the space… you know.. all the little things that comes up during move in and renovation 😉 It turned out to be a fun and very social summer as she had lot and lots of friends helping.. oh yeah.. and there was lots and lots of great food, do I need to say more 😉

All in all, it was a great summer season!

This concludes my “How did I do on my 2015 goals”!

About time, you might say! All I can say is.. Yeah, I know 😳

December in a nutshell!

It’s time to get the 2015 stuff out of the way, and first installment in that, is me letting you know how the month of December went!

December was a busy month, as it was filled with treatments, pre Christmas dinners, trip to UK and Christmas off course.

Oh yeah, and my blog turned two on December 16th 🙂 I can’t believe it’s been two years already. The cool thing is that a few of my fellow bloggers started their blogs just around the same time as me, and we are still in touch 😉

OK, now back to the monthly sum-up!

Activities and exercise
I didn’t do much better in December than in November 😦 The first half of December I was still smack in the middle of way too many treatments, until I decided (or rather my body did) that I had enough, and I stopped just about everything a few days before I went to UK. I desperately needed a “time out”! There is actually such a thing as too much!

With the exceptions of a few walks here and there, the normal hustle before Christmas, and dog walking in UK, I didn’t do much.   

Declutter
I’m happy to say that on the declutter front, something did happen 🙂 I never got rid of my Dark Angel series as planned, but a bunch of other stuff went out during my version of the Minsgame.

69 items clothing & stuff + 79 CD’s + 80 items in a post Christmas purge = 228 items out-the-door!

Only buying necessities
Eating out – As I told you last month, I have given up! We are way too good at the eating out game! Christmas hustle + a trip to UK, did not help.

I’m curious to see how we did overall, compared to last year…  but that’s next posts problem.

Buying non essentials – Well, it was Christmas time after all, and even through I tried really hard to only get the stuff I needed for gifts, I ended up with some of leftover pieces, like a couple of cups I ended up not using for gifts after all and a couple of Christmas cards I was going to bring with me to UK that I forgot :-/

Beside little things like that, the only thing other thing was a HDMI cable for my computer, which makes it possible to connect it to a TV. I needed it to show my mum a video I had come across, a video from when she was in her late teens. So I guess it really was a necessity after all 😉

I bought some plants for decorations, 3 amaryllis, not the normal ones, but double ones and a new type I had never seen before.. really cool… I’m hoping I can make the bulbs survive for next year, they were that cool 🙂

Oh yeah, and I got 3 books! I bought a e-book for my trip, and on my way back from UK, I found a good deal on two books from one of my favourite authors, that I just couldn’t pass up 😉

Garden
I mentioned last month, that I never really got to pack up my garden due to poor weather. It never cleared up enough for me to dry off my garden furniture, so the solution was to bring the furniture inside. Which is where they are still residing, waiting for me to get my act together. The weather forecast this week is cold and clear, so hopefully I can bring them back outside and get them all covered up nicely.

Sad thing! I never got my tulip bulbs into the ground before I left for UK, and now the ground is too cold 😦 Maybe I should find a big pot or something, so that at least I might have a chance for tulips come spring… we’ll see.

Well, that’s it for my December sum-up!

Next? Well, that would probably be how I did overall on my 2015 goals, so stay tuned 😉

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August (and July) in a nutshell!

I’ve done it again! I fumbled the month of July, and here we are, at August’s sum-up. So, once again you will get two months in one post 😉

We’ve had some great days here lately, and as always I’ve been enjoying the heck out of my garden. I’ve also been spending a few days here and there helping a couple of friends with a few things.

So let’s get to it, how am I doing with my goals!

Activities and exercise
My focus is still just being out and about, more than exercise on it’s own. And between picking currants, and other berries. Spending time on my step-mums allotment, planting some plants, tinkering around in my own garden, helping a friend in her new house, walking the streets of London and the streets of my own town, I’m sticking to my average of 6 days a week. 

I’m sure I’ll get into some proper workouts at some stage, it’s just not my focus right now as I’m having enough on my plate with me leaving work, and I’ve had a need to do fun things to keep my mind off it all.

Declutter
I’m still pretty much doing nothing about my declutter tasks. As far as I remember, nothing went out during July, and August only wielded 3 pots leaving the house, when I potted my neighbor’s plants.  Items out-the-door = 3

So what will September bring? It looks like things might be picking up, I’m slowly but surely getting into decluttering again. Not a lot yet.. but I think I might finally be on the roll again (maybe) 😉

Only buying necessities

  • Books – nope, none – which is great for my wallet, and I’m not filling my bookshelves either.
  • Eating out – July we had our trip to England, so we did a bit of eating out during the trip. The rest of that month we didn’t do to bad as we spent a bit of time with a friend of mine, grilling and cooking at her place. The later part of August we are back to really bad, but I’m hoping September will be a better month, as we need to get back into cocking for ourselves.
  • Flowers and plants – 6,  3 tiny small orchids, 3 outdoor plants, two for me and one for my neighbour
  • Buying non essentials – I have to admit I did spend a few pounds in London. So what damage did I do?
    – 1 pair of ecco shoes, 2 bra’s and a couple of Eagle creek packing cubes.
    So why are they non essentials? Well.. I do have plenty of shoes, but I wanted a pair that are good travel shoes and at the same time looks good enough, with nice clothing, so that when I travel, I can get away with this one pair only. My old travel pair, are so worn out that they no longer look good. The bra’s I get at Victoria Secret, and since they don’t have a shop in Norway, and since I’m not traveling to US this year, I figured I should grab a couple, even though I strictly don’t need them… yet! And the packing cubes? I definitely didn’t’ need as I have a bunch from before. It’s just that the new ones are the super, super light type and use next to no space in my luggage.. so I went ahead and got some…

Financial goals
Nothing new really, except, I have been able to save a little extra towards my next mortgage down payment, as I received some stock dividends in August. The money went straight to my saving account 😉  And my interest reduction finally came into play, saving me another few dollars a month on my monthly interest payments… Every little thing counts towards getting that mortgage paid off, and interest saved, is just more money towards that yearly lump sum. How am I doing on that particular goal? Pretty Ok I must say, as I’m a couple of months ahead of schedule 🙂

Projects
As I mention at the top, I’ve been enjoying the garden (as always)!

And I have been working on fixing a couple of areas on my outer garden wall, that had some loose stone. It’s a fiddly process, removing the loose stone, removing the gravel behind, put concrete in the hole and stuff the stone back in. It’s not big stone, so it’s not heavy work, but I have to sit wrapped up as a pretzel doing it (it’s a low garden wall) and my hip only want’s to sit in this position for a very short time. So.. you might say it’s a project in progress… I’m hoping I will get it done this year, but if it spills over to next summer, that’s ok.. the garden wall isn’t going anywhere 😉

What else… hmmm..  I have a friend that moved into a new house a few weeks back, and we (B and me) have been helping her out with a few things, like hanging up stuff on the wall, changing handles on the doors, cutting a piece of molding to fit a cabinet she wanted put in, putting new feet on a piece of furniture.. you know the drill.. all the little things, that is part of moving to a new place 🙂

Guess that is it for August and June!

PS. Tonight is my friends move in party… so if you don’t hear from me for a couple of days.. you know why 😉

June in a nutshell and a garden update!

I’m still playing a bit of the catch up game, getting my posts aligned with the month I’m in, so I’m apologizing up front for the fact that there are two monthly sum ups, right after each other.

This time around I thought I would change it up a little, since I am after all catching up 😉

The garden in a nutshell 

I mentioned in my last post, that the plants have been having a hard time this year, figuring out if they really want to bloom or not, and I’m happy to say that June brought some life to them and they finally decided around the middle/end of June that it was time to pop some colour 🙂 The pictures are from June 23rd.


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And would you believe it – it took until June 28th, before my first rose sprung!

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Now, I don’t mind it being a late bloomer 🙂 As I’m greeted by a heavenly smell every time I open my front door.

Activities, exercise and projects
Now, there is that! Since I told my office the bad news early June, I’ve been out and about as much as possible, to keep my mind off it all. Between walks, mowing my neighbours stamp sized lawn, potting plants, mixing mulch, working in the garden, helping a friend shop for IKEA wardrobe and kitchen items, painting a tiny window frame and mowing the lawn at my step-mums allotment, throw in some more walks, and hanging out a lot with friends, I averaged 6 days a week on my activity scale. This time around none of them were proper workouts, as my focus was just being out.

So what about the normal stuff?

Declutter
I’ve done nil, zilch, zip! Yes I know, me bad, I just didn’t have it in me.

Will I do better in July? Hmm, I don’t think so, it is not looking good so far 😦

Only buying necessities
Back on schedule – except as you see from the allowances below, I still struggle a bit with the eating out!

  • Books – nope
  • Eating out – we are back to old habits, probably because I have been out a lot, and we did just as bad as during May.
  • Flowers and plants – none
  • Buying non essentials – yes – a thin packable down jacket, perfect for those chilly spring/summer mornings. I have been looking for a jacked like this for a very long time. And now I found it, so….

Financial goals
Nothing to report.

I guess this is it for the June monthly sum-up! Not very exciting I know, I’m sure things will “pick up” again, soon 😉

Oh yes, I forgot to tell you, I will be going to England next week (for a short week). It’s been more than a year since last time, and it’s time! I’ll be visiting my mum for a few days first, before I ramble up to London to hang out with my brother for a day or two. This time around it’s his birthday, and there is no doubt, we gotta celebrate 😉

See you soon…

May (and April) in a nutshell!

I’m thinking it’s time I get back on the bandwagon, and what better way, than to give you my monthly sum up of April and May – hopefully before it turns out to be April, May and JUNE… 😉

We have had a glimpse of spring on and off during April and May, nothing to really shout about, but at least it’s given us the Norwegians the occasional chance to be outside (unless one really wanted to bundle up in all ones winter clothes). The poor plants have had a hard time figuring out if they really wanted to bloom or not, so everything have been kinda late this year.

April and May in a nutshell!

Declutter
During late March, April and May I did my pseudo packing party, that wielded 194 items out-the-door

Not quite the number I originally was hoping for, but anything is better than nothing.. right? 😉

Activity and exercise
Let me see:

April – averaged 3,75 times a week on activities and about 5 of them was what I would consider a proper workout – even though they were garden and walk related

May – brought out the Skikes and Rollerblades, and had a few trips to see if my body could handle it. Did go better than I expected – that was until I fell and sprained my thumb/hand badly 😦 Oh well.. it was worth a try..  My average on activities in May was the same as April, 3,75 with 5 of them as proper workouts. I am progressing towards my goal for the year… slowly, very slowly.

Only buying necessities
I’m almost on schedule. Mostly food, but as you can see from my allowances below, I splurged a little!

  • Books – still none (I think I’m doing pretty good so far this year)
  • Eating out – Since we have been doing poorly the other months, I decided to be ruthless and the deal was that we were only going to eat out once during the month of April. Now, we didn’t quite managed that (why would I even think so?) We ate out 3 times. For us, this is actually not bad at all.. but I still think we flunked! May is typically a eating out month, as we have our independence day, and there are a lot of other official holiday days. So we are back to bad again.. 8 times this month.. hmmm
  • Flowers and plants – a couple of purchases – it is after all supposed to be spring/summer, even though the weather don’t agree
  • Buying non essentials – yes:
    I bought a picture frame at IKEA, for a poster I bought a long time ago, I have just never gotten it on the wall. I thought it was time.
    And I bought myself a set of bright green Omaggio vases. I know.. not very prudent of me (me decluttering and all), but I really wanted a splash of colour in my house, and I have drooled over these for the longest time.. so I splurged 😉

Other financial goals
Mortgage: No changes, I’m staying put on my current level and only pay interest every month. Good thing is, I just received a note about a 0,20% interest reduction, that will apply from August, which will lower my monthly interest payment even more…

Other activities/projects this year
No specific projects during April and May. I’m sure it won’t be long before one or two pops up though 🙂

Well, that is it, until next time… sometime in July 🙂

Spring is finally sprung!

Hi there 🙂

I’m sure some of you are wondering how my packing party is going (as I haven’t written about if for a little while), but I’m going to leave you wondering for just a little spell longer 😉

You see, I’ve been busy, with just about everything but the packing party! We have had some really wonderful weather here the last few weeks (in between a few rainy days) and I’ve been prioritizing the outdoors, rather than the indoors.

Part of my reason for moving towards minimalism is to have more time to spend on the things that gives me energy and joy, and as some of you know, I love, LOVE my garden 🙂 I love getting my hands dirty and seeing the results from my garden work.

So, I thought I would give you a quick look into what I’ve been spending my time on lately;

Garden stuff

I’ve been spending some time mixing up the “perfect” potting soil (800 litres worth), consisting of a mix of what we call “living soil” (which is really warm composted soil/mulch), sand, peat and cow manure compost (great potting soil consisting of cow manure mixed with peat). I mixed a big bunch last year to refill my raised flowerbeds, and the plants have just loved it. So I thought I would mix up a big batch this year also. Especially since I knew my sister and one of my neighbours needed some as well.

After having mixed part of the load above, I took about 300 litres of the stuff, over to my sisters place, to fill up a huge planter box she got from me earlier this year (hmm, guess I really should take a picture of it, to post among my decluttered items).

In addition to doing a bunch of my own stuff in the garden, I’ve been helping out a few of my neighbours as well. Let’s see… I’ve been planting a whole bunch of plants (using my mixed soil), I spent a few days cutting hedges (my part of the hedge took all of 10 minutes…) and I’ve checked the roof and cleaned the gutters, on all 7 units in my town-home (I kinda figured that since I was on the roof anyway…).

So what am I missing? Oh yeah, I’ve unpacked my garden furniture and potted my Begonia bulbs – which I cultivate indoors, it’s still too cold outside, on a good day we are barely into the 50’s (10 C)

If the weather holds, I think I’ll pull out the pressure cleaner and start attacking my white (or not so white) concrete raised flowerbed edges, to clean them up some. My plan is to paint them this year (I think). But as the forecast predict rain starting today, I might hold of on this job for a little while longer… we will see.

Exercise

I love this time a year, when the weather clears up and there are more days you can actually fathom being outdoors 🙂 So I’ve been outside as much as I can. Mostly working away in the garden, but when I haven’t had my fingers burried in soil, I’ve been out taking a lot of good walks. And not to mention all the exercise I’ve gotten from cutting hedges, mixing soil, carry planter boxes, cleaning gutters ++

A few days ago I decided to pull out my Skikes and try them out, for the first time ever. It was hard going (lots of hills here), and not a pretty sight I’m afraid, I looked like Bambi on ice, so after about 1,5 miles I was done in, and threw in the towel on that first try.

The day after my Skike “fiasco” I decided to pull out my Rollerblades instead, to see if I could get my blading balance back before I try Skikes again. A much better idea, if you ask me! It was my first time on them since 2009, so a hint of Bambi here as well 🙂 , but it sure rolled a lot better than the Skikes. A small 2,5 mile trip this time around, but hopefully with practise, I can get back to the 7 mile trips I used to do, when I lived in Houston.

Stuff at home

Believe it or not.. I am still chipping away at my decluttering, as part of my so called “packing party”. I do have a few pieces of items that are going out the door! I just need to get my act together and write about it.. and as you see from my focus above…. well, it hasn’t been hight on my priority list… It will come, I promise. I’m just waiting for that rainy day…

I’m adding a few pictures for you to enjoy, including this years first ladybug 🙂

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January in a nutshell!

Ha, bet you thought I had fallen of the face of the earth now, didn’t you?

Well that’s OK, you are forgiven for thinking so 😉  I am after all the the one who has been a bit on the quiet side!

I’m not sure why, but it’s been a slow start this year with the things I have on my agenda, which is why you haven’t heard much from me lately! Thankfully it seems like I’m finally getting my butt back into gear, and I’m sure I’ll pick up speed going forward…

So what have I been up to in January?

The most important thing is that I’m back at work, ever so slowly, half a day a week – yeah I know, stupid really, all I get done in those few hours is pretty much show up for lunch, have a meeting, chat with people and then I go home 😉 Hopefully I get more done when I start up with two half days a week, mid February. And I’m hoping I’ll step up more, after I see my neurologist in March, but we’ll just have to wait and see what she says first.

I gave you a list of goals a couple of weeks back? This year around, I think I’ll give you guys a monthly sum-up, of how I’m doing with those goals, and not just a tally of my decluttering, like I did last year.

So here it is – my January in a nutshell!

Declutter
Have I decluttered anything in January? Well, yes I’ve been working away at it the last couple of days (finally got my act together) and a post is on its way 😉 It will have to count as a February shed though!

Activity and exercise
I have a plan to be more active this year, and so far this month I have been out on an average 2,5 times a week… Not a lot I know, but the weather have been really shitty, and I took a spill on the ice a few weeks back, which kept me out of the walking loop for a few days 😦

Only buying necessities
I’m on schedule, so far so good. But what about my allowances?

  • Books – bought 5 dollars worth of e-books (3 I think it was)
  • Eating out – we’ve done pretty shitty in January, as we have eaten out 10 times. There have been a few reasons for why. Like, we have been working at someone’s house and I just needed food “now”, and a few times we have been meeting people helping them look at stuff and ending up eating in the process. And one of the days I was hanging out with someone at the hospital all day, and just needed a quick bite…  So it racks up! Regardless, we will have to do better in February.
  • Flowers and plants – no purchases, quite the opposite, I gave away a couple of my plants to the neighbour instead 🙂
  • Buying a non essentials – yes, one purchase, but it was really a replacement purchase of sorts.. I’ll tell you about it later!

Other financial goals
Mortgage: I paid my yearly down payment, 10 days ago, and I’m now finally under half left of my original mortgage, phew 🙂

Other activities/projects this year
We finally got the job done at my sisters place, installing the heaviest ceiling lamp on earth, over her dining table (it’s still hanging.. I think…), installed a ceiling lamp in her hallway, and we got her very long TV network cable hidden away (she has the TV at the opposite side of the room from where the plug is), I have to say..  her place is coming along really nice and she seems happy with the job we did…

Other stuff? Well, there are still a few things on the agenda at my step mums new place, but that is going to have to be a February thing!

That’s it for now.. see you in February 😉

Plans for 2015?

We are halfway into January, and you’re wondering, do I have any plans for 2015?

Yes, off course 🙂

I have plans within the areas of decluttering, finance, exercise and life in general! Why don’t you let me tell you all about it 😉

Declutter
In 2014, the focus was mostly on decluttering, and I’m afraid I still have ways to go 😦 Seems like decluttering and getting less stuff, inspires me to want less and less. So I will continue this in 2015. Last years goal was to declutter one item a day (365 items) and I far succeeded that, so I thought maybe I should try that one, one more time.. I think it will be harder this year to find the 365 items, but I’m sure gonna try 😉

I don’t know if you remember! Just like I’m reading myself out of my bookshelf, I’ve decided to watch myself out of my movie collection, and I also have this big, actually huge, photo project which I mentioned for you guys in November, that I will be spending time on this year.

My declutter goals for 2015;

  • 365 items
  • 100 Movies – that’s half of my collection
  • Cut my physical DVD series collection by 30% (yeah, that’s a lot, I have a lot, a lot of series)
  • 34 books –  I did 82 or something like that, out-the-door last year, but now I’m getting into more of the books I love…
  • Photo collection – oh lord…  I can’t even tell you what my goal is for this year! Half maybe?
    My overall goal is to keep key photos as physical photos, scan the other ones I’d like to have access to, and get rid of the rest. Now having several thousand photos, this is a task that will take time, and most likely spill over into 2016…

Only buying necessities
My focus last year on only buying necessities ( I want, I want – I want it now!!!) served me very well, as I had to spend quite a bit on medical treatments instead. It served me so well, I think I’d like to continue the focus this year. But with a small change compared to last years – I will add an allowance;

  • Books – I can still buy up to 10 books/magazines – preferable as e-books
  • Eating out – We did pretty good last year – we will try to squeeze even more this year, by reducing another 25% on last years results.
  • Flowers and plants – stay at the same level of last years result
  • New allowance: I can buy up to 10 non essentials throughout the year 🙂

Other financial goals
Last year I managed to pay off my car (a few months early) and I’m pretty happy with that 🙂 My ultimate goal on the other hand, is to have my house mortgage paid off, in 16 years or less, compared to the 25 it was originally. I’m 7 years in and have almost halved the mortgage so far, which is phenomenal! But it’s getting harder now that I’m on a severely reduced pay due to not working so much. Every January I pay a lump sum towards the mortgage, so my goal for 2015 is to save up 60 000 NOK for my lump sum in January 2016. If I manage that on my reduced pay, I’m doing very well.

Activity and exercise
Due to illness I have not been the most active person the last few years, every time I think I’m ready to start exercising, I’ve managed to screw that up somehow, and I’ve gotten worse again. Now on the other hand, I’m feeling better than ever and I think it’s time to give it another shot. But this time around I’m going to be careful about it and take my time!!!

The goal for this year is to build up to, by the end of the year: 7 days of activity a week, with 3 of these as real workouts.

  • By activity I mean something that gets me up and going and preferable out of the house, like a walk in the neighbour hood, work in the yard, run around playing with kids… just about anything that gets me out of that couch, gives me some fresh air, and brings me into a moving state 😉
  • With real workout I mean an activity like for example going to the gym, yoga, biking, running, Rollerblade … you get the drift.

Other activities/projects this year
I have a few other things on my agenda 🙂 Like; travel, projects in my yard, other projects, throw a garden party, ++
But these, I think I’ll tell you more about, as we move into the year 😉

So that’s it for my 2015 goals… enough don’t you think?